Application Fee
There is no limit in terms of what application fee can be charged by Tennessee landlords. Furthermore, the application fee is non-refundable regardless of its amount.
Security Deposit
Tennessee law sets no limit on security deposits but requires landlords to store them in a separate account, notify tenants, allow inspections, return deposits within 60 days, transfer them if the property is sold, and keep valid records (§ 66-28-301).
Housing Discrimination Law
In Tennessee, there is no specific state law relating to housing discrimination. However, the federal Fair Housing Act (FHA) states that it is illegal to discriminate based on these characteristics:
- Race
- Color
- Nationality
- Religion
- Sex
- Familial status
- Disability
- Criminal history
Statistical Note: According to the Tennessee Housing Development Agency (THDA), disability and race are the protected classes most frequently associated with housing discrimination complaints in the state. In recent years, data indicated that approximately 50% of Black and Hispanic renter households in Tennessee experience housing cost burdens, compared to 38% of White renter households. Additionally, the homeownership rate for Black Tennesseans remains roughly 27 percentage points lower than that of White residents.
Notice of Eligibility
Landlords must inform tenants of screening criteria and reasons for approval or denial, with a signed acknowledgement. If denial is based on a credit report, an Adverse Action Notice listing up to four specific factors must be provided.
Consent Credit Check
Within Tennessee, federal law is in effect that requires potential renters to provide written consent for a credit history check during the application process. This is known as the Federal Credit Reporting Act (FCRA).