Free Last Will and Testament Template

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Table of Contents:

What is a Last Will and Testament
Why Is a Last Will Important
How to Write a Last Will and Testament
Last Will Laws by State
What Makes a Will Invalid
How to Amend a Will
Last Will and Testament vs Living Will
Last Will Related Documents
Last Will and Testament Sample
FAQs About Last Will and Testaments

What is a Last Will and Testament

A Last Will and testament is an important legal document that many people write. The purpose of a Last Will and testament is to allow an individual, also known as a testator, to decide who receives their personal property after they pass away

This means, with a Last Will, you are legally in charge of the distribution of your property after your passing.

Some alternative names for a Last Will and testament are:

Will
Last Will
Will and testament
Final Will

Having a look at a free Will template from LawDistrict gives you a good idea of how to make your own Will.

A Will helps people have peace of mind in their final days. There will be much less confusion and disagreement over your belongings when the time eventually comes.

Why Is a Last Will Important

A Will is an essential legal document for a few different reasons. While what happens to your estate and possessions after your death may not seem important now, not signing a Will has some serious consequences.

So Why Should you Make a Will

A Final Will has key uses that make it essential for anyone interested in passing on and protecting their belongings.

It gives you and your loved one's peace of mind and security, knowing you have made the decisions for where your belongings go. This leads to fewer arguments over the ownership of your assets and property when you pass on.

Underage children are also protected when parents sign a Last Will and Testament, as you can assign them a legal guardian.

Who Needs a Will

A Last Will and Testament is an extremely helpful legal document that just about any adult should make.

People who fall into these categories are especially in need of a Will:

Parent, with a newborn or adopted child
Recently married or divorced
Home or property owner
Elderly person

A good question to ask yourself, is what happens if I don’t write a Will?

Not writing a Will before you die means a court-appointed administrator decides who receives your possessions.

How to Write a Last Will and Testament

Knowing how to properly fill out a Last Will and Testament form is important. There are essential details and information that must be included.

Follow these steps to write a Last Will and testament that meets the legal criteria.

Personal Data of the Testator or Testatrix

A testator, is the person who writes the Will. If it is your Will, then fill in your first name, last name, and the county and state that you live in. This also revokes any Wills and amendments made previously.

Choose Beneficiaries

Include which people or organizations receive your possessions once your debts are settled. Your loved ones or charities are good examples of beneficiaries.

Also, include the name of your beneficiaries and fill in their information.

Children: Include their names
Charitable organizations: Include the name, contact information, and tax information
Other beneficiaries: Include name, relationship, and the city and state where they live

Plan Your Funeral

Remember to add funeral arrangements, these arrangements can include:

Where the service will be held
Cremation or burial and where to store or dispose of ashes
Include the name of an agent, if you signed an Advance Health Care Directive, to arrange what happens to your remains.

Identify Assets

You can then add which specific items are given to which beneficiaries.

Gifts at Death: Include the name of the beneficiary and what tangible property they receive
Gifts of Real Estate: Include the beneficiary and what the property is.
Gifts of Account and Cash: List account information, the name of the beneficiary and the amount of money that is to be given.
Gift to Charity: List an amount of money to be given to charity, if you choose one.
Residue: Assign your first, second, and third beneficiaries, if they do not survive longer than you, the possessions you have assigned go to their descendants.

Appoint an Executor

Next, include the executor. Executors make court appearances, distribute assets, and perform other duties. Many people choose a spouse or one of their children to be their executor.

Make sure to fill in your relationship with him or her and nominate an alternate Executor and second alternate Executor.

Designate Executory Powers

This part lists which power and authority he or she has with respect to your estate. The Executor must still distribute all property and assets to the beneficiaries.

These powers include:

Retention of property: The property remains in the discretion of the Executor.
Dealing in estate assets: The Executor of a will has the right to sell, lease, exchange property etc.
Borrowing: The Executor has the right to borrow money to administer the estate.
Distributions to minor incapacitated beneficiaries: The executor can distribute parts of the assets to a minor or someone that is incapacitated.
Distributions in kind: The Executor can make distributions in money or in kind.
Investing: Can decide to invest or not invest your property.
Delegation and agents: The Executor can employ attorneys, accountants, and other such agents.
Payment of debts: The Executor can use the money of the testator to pay off his or her debts.
Storing personal property: The Executor is allowed to hold on to the property of a minor or incapacitated to distribute on a specified date.
Closely held businesses: To continue any business that was left by you, the testator.
Digital assets: The Executor has control over digital accounts or assets left by you, the testator.

Governing Law

The state where you reside in is the state that governs your Will. This means you must fill in what state you reside in.

Find Witnesses and Sign

A Last Will and testament should be signed with 2 disinterested witnesses, whether it is mandatory in your state or not.

In this part you write the number of pages of the Will, the date and sign.

Your witnesses sign sworn statements, these include filling in which state and county the Will takes effect in and the witnesses’ names and addresses.

Finally, if you choose to or if it is required, a Notary Public swears and signs the Will.

Last Will Laws by State

Different states have different requirements. Most states require 2 witnesses to sign the document.

In some states, it is necessary to sign with a notary public.

Have a look at your state law regarding Last Wills and testaments.

State	State Law	Signing Requirement
Alabama	§ 43-8-131	Two (2) Witnesses
Alaska	§ 13.12.502	Two (2) Witnesses
Arizona	§ 14-2502	Two (2) Witnesses
Arkansas	§ 28-25-102	Two (2) Witnesses
California	§ 6110	Two (2) Witnesses
Colorado	§ 15-11-502	Two (2) Witnesses and a Notary Public
Connecticut	§ 45a-251	Two (2) Witnesses
Delaware	§ 201 to 202	Two (2) Witnesses
Florida	§ 732.502	Two (2) Witnesses
Georgia	§ 18-103	Two (2) Witnesses
Hawaii	§ 560:2-502	Two (2) Witnesses
Idaho	§ 15-2-502	Two (2) Witnesses
Illinois	Section 755 ILCS 5/4-3	Two (2) Witnesses
Indiana	§ 29-1-5-3	Two (2) Witnesses
Iowa	§ 633.279	Two (2) Witnesses
Kansas	§ 59-606	Two (2) Witnesses
Kentucky	§ 394.040	Two (2) Witnesses
Louisiana	§ Art. 1577	Two (2) Witnesses and a Notary Public
Maine	§ 2-502	Two (2) Witnesses
Maryland	§ 4-102	Two (2) Witnesses
Massachusetts	§ 2-502	Two (2) Witnesses
Michigan	§ 700-2502	Two (2) Witnesses
Minnesota	§ 524.2-502	Two (2) Witnesses
Mississippi	§ 91-5-1	Two (2) Witnesses
Missouri	§ 474.320	Two (2) Witnesses
Montana	§ 72-2-522	Two (2) Witnesses
Nebraska	§ 30-2327	Two (2) Witnesses
Nevada	§ 133.040	Two (2) Witnesses
New Hampshire	§ 551	Two (2) Witnesses
New Jersey	§ 3B:3-2	Two (2) Witnesses
New Mexico	§ 45-2-502	Two (2) Witnesses
New York	§ 3-1.1	Two (2) Witnesses
North Carolina	§ 31-3.3	Two (2) Witnesses
North Dakota	§ 30.1-08-02. (2-502)	Two (2) Witnesses
Ohio	§ 2107.03	Two (2) Witnesses
Oklahoma	§ 84-55	Two (2) Witnesses
Oregon	§ 112.235	Two (2) Witnesses
Pennsylvania	§ § 2502	Two (2) Witnesses
Rhode Island	§ 33-5-5	Two (2) Witnesses
South Carolina	§ 62-2-502	Two (2) Witnesses
South Dakota	§ 29A-2-502	Two (2) Witnesses
Tennessee	§ 32-1-104	Two (2) Witnesses
Texas	§ 251.051	Two (2) Witnesses
Utah	§ 75-2-502	Two (2) Witnesses
Vermont	§ 14 V.S.A. § 5	Two (2) Witnesses
Virginia	§ 64.2-403	Two (2) Witnesses
Washington	§ 11.12.020	Two (2) Witnesses
Washington D.C.	§ 18-103	Two (2) Witnesses
West Virginia	§ 41-1-3	Two (2) Witnesses
Wisconsin	§ 853.03	Two (2) Witnesses
Wyoming	§ 2-6-112	Two (2) Witnesses

What Makes a Will Invalid

Unfortunately, in some circumstances, your will could be declared invalid by your state for a few different reasons.

These include:

Mental incompetence: You can be declared mentally incompetent or incapacitated if you can’t demonstrate that you understand:
- What property you own,
- Who your family members are,
- What the will states, and what it means,
- Your relationship with your beneficiaries.
Owning a different Will: If you own any old wills you should destroy them. Nevertheless, it is possible to have more than one if you have wills for different properties in different states.
Improper witnesses: If you have any witnesses under the age of 18 or someone interested in your assets, then the Will can be declared invalid.

How to Amend a Will

If you need to make changes to your Will, it is possible to do so. You can use a “codicil”, which is an amendment to a Last Will and testament.

If you need to make any changes to your beneficiaries, assets, etc., make sure to attach a codicil to your Last Will.

A self-proving affidavit is also recommended. This is used to prove you made the changes to the document of your own free will.

Last Will and Testament vs Living Will

Although they have similar titles, a Last Will and a Living Will have very different purposes.

Both documents do deal with end-of-life issues when you are not able to communicate your preferences anymore.

Last Will	Living Will
Assign someone to distribute your property after death	States preferred health care preferences if you cannot communicate.
Assigns legal guardians to take care of underage children	States specific treatment for specific circumstances

To put it simply, a Last Will is used to plan for what happens to you and your belongings when you eventually die.

A Living Will is to let medical staff know if you would like to receive a certain treatment or not, in case you become unable to communicate.

Last Will and Testament Sample

Even when you know what information to specifically include, it is always a good idea to see a sample document.

You can use a Last Will and Testament sample from LawDistrict to help you create your own document.

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FAQs About Last Will and Testaments

If you remain uncertain about how to outline your Last Will and testament, keep reading and find the answers to the most common questions about Last Wills below.

How to Find a Last Will and Testament Online?

When people look for legal documents, they often go to a lawyer. This is a sensible option, however, it can be very expensive and time-consuming.

LawDistrict provides a Last Will and Testament printable template that is very easy to use and understand. Easily create this legal document with our outline.

Using our template you can cut down on the excessive lawyer fees and save yourself a lot of time.

What is the Difference Between a Last Will and a Living Trust?

Between a Last Will and a Living Trust, there is a key similarity and a few differences.

Many people frequently confuse the two documents, which is a massive mistake. There are some important details you need to be aware of.

Both documents are used to determine who receives your possessions after you die.

However, apart from that detail, there can be some doubts concerning which document is appropriate in which situation.

Check out the table below to clarify any doubts.

Do I Need a Will If I Have Power of Attorney?

A Power of Attorney and Last Will both help you when you are not able to communicate your desires.

However, it is essential to understand that you should have both documents.

A Power of Attorney makes decisions for you while you are still alive, but you are not able to communicate.

The moment you die, thePower of Attorney loses its authority.

Using a Last Will and Testament means you have the power to make decisions after you pass away.

Using this document will ensure your belongings and assets end up where you want them to. Your executor will be in charge of overseeing your assets until they are distributed.

Who Can Make a Last Will?

A professional who can create a Last Will, is a lawyer. However, if a lawyer makes a Last Will for you, they could charge around $300. Depending on your estate, it could even be around $1,000.

In almost every circumstance, lawyer fees are costly. You also need to wait until the lawyer is available to make the document.

With LawDistrict’s legal documents, you can easily make a Last Will on your own.

Our easy-to-write and legally valid online will not only be a cost-effective option, but it will also save you plenty of time and energy.

Can a Husband and Wife Make a Joint Will?

Yes, it is possible to make a Joint Will. These types of Wills are created and usually signed by a married couple.

This document allows 2 or more people to list their assets and beneficiaries together on a single document.

Joint Wills often state:

All the couple’s property will stay with the remaining spouse after they have passed away.
When the remaining spouses passes away, all the possessions will be left to any children they may have.

It is recommended to make a joint will if you are in complete agreement with your spouse, on how your personal property and belongings will be distributed.

Do I have to File My Will?

You are not explicitly required to file your Will. You only need to keep it in a safe place where it can be found upon your death.

However, once you pass away, your Executor will be obligated to file the document in the probate court of your county.

Depending on your state, the executor (or whoever is in possession of the Will) will have a certain amount of days to file the Will after the date of death.

Failure to file the will could result in a lawsuit by someone else involved in the testament.

You are only a few steps away from your own Last Will and Testament!

Download our professional examples

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Preview of your Last Will and Testament

LAST WILL AND TESTAMENT OF _________

I, _________, of _________, _________ County, Alabama, make this my Last Will, and I revoke all Wills and Codicils previously made by me.

PRELIMINARY DECLARATIONS

Marital Status

1. I am not currently married.

Current Children

2. I currently do not have any living children.

3. All references in this Will to "my children" are to all children hereafter born to or adopted by me.

EXECUTOR PROVISIONS

Definition

4. The Executor is defined as the fiduciary charged with administering the estate at the testator's death. Some jurisdictions use the term personal representative to refer to the estate fiduciary and some jurisdictions use the term and 'executrix'.

Nomination

5. I nominate _________ of _________, _________, to be my independent Executor of this Will.

If _________ dies, or fails to qualify, resigns, becomes incapacitated, or otherwise ceases to serve as my Executor, I nominate the survivor of _________ to be my independent Executor of this Will.

6. No bond or other security shall be required of my Executor in any jurisdiction. No action shall be required in any court in relation to the settlement of my estate other than the probating and recording of my Will and, if required by law, the return of an inventory, appraisement, and list of claims of my estate, or the filing of an affidavit in lieu of such inventory if permitted by law.

Executor Powers

7. The Executor shall, to the extent permitted by law, act independently and free from the control of any court as to my estate (and as to all the property of my estate). The Executor shall have and possess the following powers and authorities (each of which shall be exercisable at the discretion of such Executor) concerning my estate:

a. To pay my legally enforceable debts, funeral expenses, and all expenses in connection with the administration of my estate and the trusts created by my Will as soon as convenient after my death. If any of the real property devised in my Will remains subject to a mortgage at the time of my death, then I direct that the devisee taking that mortgaged property will take the property subject to that mortgage and that the devisee will not be entitled to have the mortgage paid out or resolved from the remaining assets of the residue of my estate.

b. To take all legal actions to have the probate of my Will completed as quickly and simply as possible, and as free as possible from any court supervision, under the laws of the State of Alabama.

c. Retention of Property

Except as otherwise provided in this Will, to retain any property which was owned by me at the time of my death when my Executor determines that, because of the circumstances involved, my estate would be better served by not diversifying the investment in such property.

d. Dealing in Estate Assets

Except as otherwise provided in this Will, to exchange, sell, manage, convey, or lease for cash, property, or credit, or to partition, publicly or privately, at such prices, on such terms, times, and conditions and by instruments of such character and with such covenants as my Executor deems proper, all or any part of the properties of my estate, including real property, and no vendee or lessee shall be required to look to the application of any funds paid to my Executor.

e. Borrowing and Managing Assets

Except as otherwise provided in this Will, to borrow money from any source (including any Executor) and to mortgage, pledge, or in any other manner encumber all or any part of the properties of my estate as may be advisable in the judgment of my Executor for the advantageous administration of my estate. The Executor shall also have the power to maintain, convert, purchase and liquidate investments and securities. Further, the Executor shall have the power to vote stock or exercise any option concerning any investments or securities without liability for loss.

f. Banking

Except as otherwise provided in this Will, to open or close bank accounts.

g. Business Operations

Except as otherwise provided in this Will, to maintain, continue, dissolve, change or sell any business which is part of my estate, or to purchase any business if deemed necessary or beneficial to my estate by my Executor.

h. Closely Held Businesses

Except as otherwise provided in this Will, to continue any business (whether a proprietorship, corporation, partnership, limited partnership, or other entity) which I own or in which I am financially interested at the time of my death for such time as my Executor deems it to be in the best interests of my estate; to employ in the conduct of any such business such properties of my estate as my Executor deems proper; to borrow money for use in any such business alone or with other persons financially interested in such business, and to secure such loan or loans by mortgage, pledge, or any other manner of encumbrance of not only my interest in such business but also such other properties of my estate as my Executor deems proper; to organize, either alone or jointly with others, new corporations, partnerships, limited partnerships, or other entities; and generally to exercise concerning the continuance, management, sale, or liquidation of any business which I own or in which I am financially interested at the time of my death or of any new business or business interest, all the powers I could have exercised during my lifetime.

i. Distribution to Beneficiaries

Except as otherwise provided in this Will, to make, in the discretion of my Executor, any distribution required or permitted to be made to any beneficiary under this Will.

j. Legal Affairs

Except as otherwise provided in this Will, to claim, maintain, settle, sue, quit, or otherwise deal with any lawsuits against my estate. Further, the Executor shall also have the power to seek legal representation, accountant consultancy, or any other professional aid necessary for the benefit of the estate.

k. Distributions in Kind

Except as otherwise provided in this Will, to make divisions, partitions, or distributions in money or in kind, or partly in each, whenever required or permitted to divide, partition, or distribute all or any part of my estate and, in making any such divisions, partitions, or distributions, the judgment of my Executor in the selection and valuation of the assets to be so divided, partitioned, or distributed shall be binding and conclusive. Further, my Executor shall not be liable for any differing tax consequences for the beneficiaries of my estate. Lastly, my Executor shall be authorized to make distributions from my estate on a non-pro-rata basis.

l. Investing

Except as otherwise provided in this Will, to invest and reinvest the properties of my estate in any kind of property whatsoever, real or personal, whether or not productive of income, and such investments and reinvestments may be made without regard to the proportion that such property or property of a similar character held may bear to my entire estate if my Executor determines that, because of the circumstances involved, my estate would be better served by not diversifying such investment or reinvestments.

m. Dealing with Interested Parties

Except as otherwise provided in this Will, to enter into any transaction on behalf of my estate (including loans to beneficiaries for adequate security and adequate interest) despite the fact that another party to any such transaction may be:

(i) a trust of which any Executor under this Will is also a trustee;
(ii) an estate of which any Executor under this Will is also an executor, personal representative, or administrator, including my estate;
(iii) a business or trust controlled by any Executor under this Will or of which any such Executor, or any director, officer, or employee of any such corporate Executor is also a director, officer, or employee; or
(iv) any beneficiary or Executor under this Will acting individually.

n. Delegation and Agents

Except as otherwise provided in this Will, to employ attorneys, accountants, investment managers, specialists, and such other agents as my Executor shall deem necessary or desirable; to have the authority to nominate an investment manager or managers to manage all or any part of the assets of my estate and to delegate to said manager investment discretion and such nomination shall include the power to acquire and dispose of such assets; and to charge the compensation of such attorneys, accountants, investment advisors, investment managers, specialists, and other agents and any other expenses against my estate.

o. Payment of Debts

Except as otherwise provided in this Will, to use the cash and any of the securities or other property owned by me to satisfy any loans or other debts for which my estate is liable or to continue all or any portion of such loans or debts.

p. Storing Personal Property

Except as otherwise provided in this Will, to store personal property given to a person who is a minor or who is incapacitated for later distribution to such person.

q. Digital Assets

Except as otherwise provided in this Will, to access, utilize, manage, close, control, cancel, deactivate, or delete any Digital Accounts and Digital Assets in which I had a right or interest at my death. This authorization is intended to be construed to be lawful consent under the Electronic Communications Privacy Act of 1986, as amended; the Computer Fraud and Abuse Act of 1986, as amended; and any other applicable federal or state data privacy law or criminal law.

Digital Asset means an electronic record in which I had a right or interest at death and may include data, files, documents, audio, video, images, sounds, social media content, social networking content, apps, codes, credit card points, travel-related miles and points, computer source codes, computer programs, software, software licenses, databases, or the like, which are created, generated, or stored by electronic means.

r. Distributions to Minor or Incapacitated Beneficiaries

Except as otherwise provided in this Will, to make, in the discretion of my Executor, any distribution required or permitted to be made to any beneficiary under this Will in any of the following ways when such beneficiary is a minor or is incapacitated:

(i) to such beneficiary directly;
(ii) to the guardian or conservator of such beneficiary's person or property;
(iii) by utilizing the same, directly and without the interposition of any guardian or conservator, for the health, support, maintenance, or education of such beneficiary;
(iv) to a person or financial institution serving as custodian for such beneficiary under a Uniform Gifts to Minors Act or a Uniform Transfers to Minors Act of any state;
(v) by reimbursing the person who is actually taking care of such beneficiary (even though such person is not the legal guardian or conservator) for expenditures made by such person for the benefit of such beneficiary;
(vi) by managing such distribution as a separate fund on the beneficiary's behalf and the written receipts of the persons receiving such distributions shall be full acquittances to my Executor.

s. Except as otherwise provided in this Will, to be my Trustee and hold in trust the share of any minor beneficiary, to carry out any act to keep such share invested, pay the income or capital as my Executor considers advisable to maintain and educate such minor beneficiary until the beneficiary is legally an adult.

In the alternative, the Executor must carry out the acts stated above prior to such beneficiary becoming a legal adult, to pay or transfer the share to any parent or guardian of such beneficiary, subject to the same conditions. If the parent or guardian receives such payment or transfer, then my Executor shall be discharged.

Statutory and Common-Law Powers

8. In addition to the powers granted above to the Executor, the Executor shall have and possess all powers and authorities conferred by statute or common law in any jurisdiction in which such Executor may act, except for any instance in which such powers and authorities may conflict with the express provisions of this Will, in which case the express provisions of this Will shall control.

The above authority and powers granted to my Executor are in addition to any powers and elective rights conferred by state or federal law or by other provision of this Will and may be exercised as often as required and without application to or approval by any court.

DISPOSITION OF ESTATE

Distribution of Residue

9. A beneficiary shall survive me for at least thirty (30) days to have the right to receive any gift or property under this Will. The beneficiaries will receive and share such residue in equal shares, including property and assets that have not been bequeathed or that are not required to pay any debt, expenses associated with this Will, taxes, funeral expenses, or any other administrative expense resulting from my Will. All property given under this Will to my beneficiaries is subject to any encumbrances or liens attached to the property.

10. I instruct my Executor to distribute the residue of my estate in the following manner ("Share Allocations"):

a. The recipient _________ of _________, _________, shall receive all of the residue of my estate for their exclusive use and property.

11. However, if an appointed beneficiary dies before having a right to receive the whole of their share of the residue of my estate, then such share or the remaining amount of that share will be divided between the remaining beneficiaries proportionately, in accordance with the above-stated Share Allocations.

Wipeout Provision

12. If all my appointed beneficiaries die before I do or if I am not survived for at least thirty (30) days, I instruct my Executor to divide the residue of my estate into one hundred (100) equal shares. Further, my Executor shall pay and transfer such shares as follows:

a. 100 shares of the residue of my estate shall be divided equally amongst my parents and siblings, or their survivors, for their exclusive use and property. If these beneficiaries die before they have a right to receive their share of my estate, and such beneficiaries have survivors, then they shall have a right to be distributed their share of my estate.

TESTAMENTARY TRUST

Testamentary Trust For Minor Beneficiaries

13. I intend to create a testamentary trust (the "Testamentary Trust") for every minor appointed in this Will as my beneficiary. Further, I name my Executor(s) as trustee (the "Trustee") of any Testamentary Trusts created under this Will. All bequeathed, transferred, or gifted assets given to a minor beneficiary under this Will are to be held in a separate trust until the beneficiary reaches the designated age. All property given by me to a minor beneficiary under this Will shall be managed by my Executor(s) until that minor beneficiary reaches the age of majority.

Trust Administration

14. I instruct the Trustee to manage the Testamentary Trust in the manner that follows:

a. The Trustee shall manage all assets and property for the benefit of the minor until such minor reaches the age that I have established above for final distribution;

b. When the minor reaches the age that I have established above for final distribution, any remaining property and assets in the trust shall be immediately transferred to the minor beneficiary; and

c. Until the minor beneficiary reaches the age that I have established above for final distribution, my Trustee shall keep all trust assets invested. Further, my Trustee shall pay the whole or such part of the net income derived from those assets and any amount out of the capital that my Trustee may deem necessary to support, maintain, educate or benefit the minor beneficiary.

15. The Trustee shall have the discretion to use trust funds in any investment or to buy property. In using discretion, the Trustee shall always act with the care, skill, and diligence expected of a prudent person acting in a similar capacity.

Trust Termination

16. The Testamentary Trust shall terminate in any of the following events:

a. When the minor beneficiary reaches the age that I have established for final distribution;

b. Upon the death of the minor beneficiary; or

c. Upon the complete distribution of all trust assets.

(1) Trustee Powers

My Trustee shall have the discretionary powers to manage the trust created herein to use them in the manner that follows:

a. The authority to make all expenditures necessary to undertake what is instructed under this trust;

b. Unless otherwise instructed in this Will, the discretionary power to sell, assign, pledge, exchange, or call in and convert into money any trust property, including real property, that the Trustee deems necessary;

c. Unless otherwise instructed in this Will, the discretionary authority to mortgage trust property;

d. Unless otherwise instructed in this Will, the discretionary authority to borrow money from any source and lend money to any beneficiary if it is in the best interest of such beneficiary;

e. Unless otherwise instructed in this Will, the authority to make expenditures for the benefit of the beneficiaries or for the purpose of maintaining any property;

f. Unless otherwise instructed in this Will, the authority to register and carry any securities or other property in the name of the Trustee or the name of the beneficiaries without increasing or decreasing the fiduciary liability of the Trustee;

g. Unless otherwise instructed in this Will, the authority to lease trust property, including real estate and personal property;

h. Unless otherwise instructed in this Will, the authority to make investments;

i. Unless otherwise instructed in this Will, the authority to accept, receive, receipt for, or exchange a share in or payment from an estate, trust, or any property from any source and in any form of ownership;

j. Unless otherwise instructed in this Will, the authority to employ and pay any person, including a corporation, to conduct any business. Further, the Trustee shall have the power to undertake any activity related to a trust created under my Will, including the receipt and payment of money. Lastly, I authorize my Trustee to name any person, including a corporation, to exercise any powers herein given to my Trustee concerning any property that belongs to the trust;

k. Unless otherwise instructed in this Will, to compromise, settle or waive any claims concerning the trust to the extent my Trustee considers it to be in the best interest of the trust beneficiaries. Further, my Trustee shall have the power to make a binding agreement with any other person, including a corporation;

l. Unless otherwise instructed in this Will, the authority to elect, determine, designate, or allocate on any action required by my Trustee under any provision of any statute, as my Trustee sees fit in their discretion and as such Trustee deems necessary and advisable. Further, each election, determination, designation, or allocation shall be final and binding on all persons;

m. Unless otherwise instructed in this Will, the authority to receive a reasonable compensation out of the trust assets; and

n. Unless otherwise instructed in this Will, to employ and rely on the advice given by legal or accountancy professionals to help the Trustee to administer the trust.

Unless otherwise instructed in this Will, the authority and powers that I grant herein to my Trustee do not preclude any additional powers conferred by state, federal law, or other provision of this Will.

(2) Other Provisions

a. Unless otherwise instructed in this Will, I instruct that my Trustee may not be held liable for any loss to my estate or to any beneficiary resulting from the exercise of the duties, authorities, and powers given to the Trustee under this Will;

b. If any provision in this trust is declared invalid, the other provisions shall continue to have legal effect.

GENERAL PROVISIONS

Insufficient Estate

17. To the extent the value of my estate is insufficient to fulfill all bequests under this Will, my Executor shall have the authority to adjust each bequest proportionately.

No Contest Provision

18. If any beneficiary of my estate contests the probate or validity of this Will or any of its provisions, then all benefits provided for such beneficiary are revoked and shall pass as if that contesting beneficiary had failed to survive me. This provision shall be enforceable unless the party bringing the contest establishes that the contest was brought and maintained in good faith and that probable cause exists for contesting the Will.

Severability

19. If any clause or term of this Will is held to be unenforceable or invalid as a matter of law, all other provisions of this Will shall remain in effect to the fullest extent permissible under the governing law of this Will.

IN WITNESS WHEREOF, I have signed my name on this ________ day of ________________, ________, at _________, Alabama, declaring and publishing this instrument as my Last Will, in the presence of the undersigned witnesses, who witnessed and subscribed this Last Will at my request, and in my presence.

_____________________________
_________ (Testator) Signature

SIGNED AND DECLARED by _________ on the ________ day of ________________, ________ to be the Testator's Last Will, in our presence, at _________, Alabama, who at the Testator's request and in the presence of the Testator and of each other, all being present at the same time, have signed our names as witnesses.


________________________	________________________
Witness 1 Signature	Witness 2 Signature

________________________	________________________
Witness 1 Name (Please Print)	Witness 2 Name (Please Print)

________________________	________________________
Witness 1 Street Address	Witness 2 Street Address

________________________	________________________
Witness 1 City/State	Witness 2 City/State

AFFIDAVIT

I, _________, the Testator, sign my name to this instrument this _____ day of ____________________, 20____, and being first duly sworn, do hereby declare to the undersigned authority that I sign and execute this instrument as my Last Will and that I sign it willingly (or willingly direct another to sign for me), that I execute it as my free and voluntary act for the purposes expressed in the Last Will, and that I am eighteen (18) years of age or older, of sound mind, and under no constraint or undue influence.

________________________
Testator

We, ________________________ and ________________________, the witnesses, sign our names to this instrument, being first duly sworn, and do hereby declare to the undersigned authority that the Testator signs and executes this instrument as the Testator's Last Will and that the Testator signs it willingly (or willingly directs another to sign for the Testator), and that each of us, in the presence and hearing of the Testator, hereby signs this Last Will as witness to the Testator's signing, and that to the best of our knowledge the Testator is eighteen (18) years of age or older, of sound mind, and under no constraint or undue influence.

________________________	________________________
Witness 1 Signature	Witness 2 Signature

State of Alabama
COUNTY OF _____________________

Subscribed, sworn to and acknowledged before me by _________, the Testator, and subscribed and sworn to before me by ________________________ and ________________________, witnesses, this _____ day of ____________________, 20____.

(Seal)

(Signed) _____________________________

______________________________________
(Official capacity of officer)